The best selling health scheme in Cyprus
Multicare International Health Plan, the best selling health scheme in Cyprus, was developed in association with AXA PPP healthcare, one of the largest health insurance companies of the UK with more than 60 years of experience and more than 2 million insured people all over the world.
MultiCare International Health Plan is a diverse product with 4 different options, one of which is offered only to students.
Primarily the annual maximum level of cover distinguishes the plans:
- Plan A has a yearly maximum of €2.000.000 per person
- Plan B provides maximum cover of €100.000 per person
- Plan C provides an overall annual maximum of €40.000 per person
- StudentCare, that is offered to all students in Cyprus and abroad, has an annual limit of €100.000.
All of our plans offer the following covers:
Comprehensive cover: which provides cover for both In-patient and Out-patient expenses
Standard cover which provides cover for In Patient expenses only
A further differentiation, which applies to all our Plans, is the area of cover:
Area 1 which provides cover for the whole world
Area 2 which provides cover for the whole world excluding the USA, Canada and Switzerland
Other Important Characteristics of MultiCare
MultiCare is a truly international health plan
Each customer can freely select the country in which to receive treatment within their selected area of cover.
Outside Area of Cover
We provide cover for emergency treatment even if you are outside of your area of cover.
Direct Settlement of In-Patient Hospital Bills
To alleviate you of the burden of paying large amounts of money and then waiting to be reimbursed, we have created the “direct settlement network” of over 11.000 medical providers worldwide through which in patient bills can be settled.
Preferred Providers Network in Cyprus
In order to serve you better, we have created a local network of more than 800 medical professionals (doctors, hospitals/clinics and medical providers) in Cyprus.
International Emergency Medical Assistance
International Medical Assistance offers worldwide coverage and it is available 24 hours a day 365 days a year in emergency situations, providing evacuation and repatriation services. In cases where insufficient medical assistance is not available in the country you are visiting they will transport you to the nearest country where the correct medical treatment can be applied, whether it be by road transportation or air ambulance.
Pregnancy
The benefit covers normal pregnancy and child birth including in-patient and out-patient antenatal and post natal consultation and delivery. It also covers charges for treatment related to complications incurred during pregnancy including caeserian section. There is a limit for this benefit depending on the scheme.
Health Screen (for Comprehensive plans excluding StudentCare)
This benefit is to cover health screen such as and not limited to stress ecg, prostate and lipid test, mammogram, cervical smear, general health checks and vaccinations. This benefit is available to members every two years and there is a limit depending on the scheme.
Parent Accommodation
MultiCare provides parent accommodation when a child member is hospitalised.
Ambulance Transport
This benefit is to cover road ambulance for emergency transportation to or berween hospitals.
Nursing-at-home
Because we recognize how important is the recovering at home, MultiCare offers nursing at home from a registered nurse immediately following in-patient or day care treatment.
There is no age limit to either enter or leave the scheme (except from StudentCare)
Basic Benefits
Full Compensation of Claims
All your medical claims are paid in full up to the limit shown in your plan, as long as these are included within the benefits of your chosen plan and are considered to be reasonable and customary.
Cover for Diagnostic Procedures and Alternative Medical Treatment
With MultiCare you are covered for Medical practitioner charges, consultations and treatment, diagnostic procedures, physiotherapy, chiropractic treatment, homeopathy and osteopathy, psychiatry and accidental damage to teeth.
Cover for newborn babies
MultiCare offers cover for newborn babies as long as they join their parent’s plan within three months of their day of birth.