In order to have a financial backup in the unfortunate case of an accident
Personal Accident is a one year renewable plan and it provides cover for loss of life from an accident and/or permanent total or partial disability as well as any of the following:
- Temporary Disability
- In patient treatment in case of illness or accident
- Medical Expenses
This plan can be offered on a group basis with the same benefits:
Benefits |
Annual Premium * |
||||
Sun Assured€ |
Occupational Categories** |
||||
Cat.1 |
Cat.2 |
Cat.3 |
Cat.4 |
||
| Loss of life |
1000 |
0,80 |
1,20 |
1,50 |
1,80 |
| Permanent Total or Partial Disability from accident |
1000 |
0,60 |
0,80 |
1,10 |
1,40 |
| Temporary Total Disability (weekly benefit) |
10 |
2,10 |
4,50 |
6,50 |
10,10 |
| Medical Expenses (per accident) |
427 854 1.709 3.417 |
9,40 12,30 15,38 17,60 |
11,79 15,38 19,31 22,21 |
15,21 19,82 24,77 28,36 |
18,97 24,60 30,75 35,37 |
| Hospital or Clinic Confinement (up to 90 days) |
Amount of benefit€ |
Annual Premium * |
|||
|
Due to accident |
43 per night
85 per night |
15,38
30,75 |
17,09
34,17 |
22,21
44,42 |
29,05
58,09 |
| Due to accident or illness |
43 per night
85 per night |
48,70
97,39 |
54,68
109,35 |
63,22
126,44 |
72,62
145,23 |
* The annual premium is defined according to the level of cover and the occupational category. If, for example, the occupation belongs to category 1 then, in order to have cover for loss of life for €10,000, you need to pay an annual premium of €8.
** There are 4 occupational categories according to the level of risk (category 1 includes the occupations with the lowest level of risk and category 4 includes professions with the highest level of risk).