UniPension

Have you planned for the years to come?

With UniPension you have the opportunity:

  • to create and gradually accumulate capital while you work, by investing systematically to the internal unit linked funds of Universal Life.
  • to maintain your standard of living after retirement, by converting the accumulated capital into whole life annuity (pension) in order to supplement your social security income.
  • to request for early conversion of your accumulated capital into pension, in case of permanent total disability before retirement.

In addition:

  • your premium is tax deductible
  • you actively participate in the investment management of your plan by choosing the investment funds more suitable to your profile
  • you have multiple options for converting your capital into a monthly pension
  • a pension benefit is always granted as the plan cannot be surrendered or assigned to a bank.
  • you may increase or decrease your premium depending on your needs
  • you may add optional premium to increase your accumulated capital
  • you can also choose to pay additional regular premiums in order to build up capital which is payable at maturity as a lump sum
  • you may add more benefits to cover all your insurance needs

Minimum Annual Premium: €480