Build up capital for your employees or your members for increasing their benefits at retirement
With UniPlan:
- each member has his/her own separate individual policy
- each member can gain extra benefits such as:
- first year investment
- flexiblity to readjust the premium, depending on the monthly income or the needs of the member, with no restriction on the minimum level of increase
- immediate right to surrender the policy
- investment in the internal unit linked funds of Universal Life with relatively low premium
In addition with UniPlan:
- each member can add optional premium to increase the accumulated capital
- the premium is tax deductible
- each member has the option to choose the method of payment at maturity: as a lump sum, conversion of the value at maturity to a monthly pension, or combination of the two
- each member can add more benefits to cover all his/her insurance needs